Insurance Accepted: Aetna, Cigna, Blue Cross, Medicaid & More
Rozalyn H. Paschal M.D. P.A. Pediatrics accepts Florida Medicaid and most major commercial plans at all three offices in Miami, North Miami Beach and Plantation. Self-pay families are welcome. Call with your card and staff will verify your plan before the appointment.
- Aetna
- Cigna
- Blue Cross Blue Shield
- UnitedHealthcare
- Humana
- AvMed
- Florida Medicaid
- Self-pay welcome
Insurance at a Glance
- Commercial plans
- Aetna, Cigna, Blue Cross Blue Shield / Florida Blue, UnitedHealthcare, Humana, AvMed
- Government plans
- Florida Medicaid, Florida KidCare, Medicare, Tricare
- Medicaid managed care
- Sunshine Health, Simply Healthcare, Molina Healthcare, Wellcare
- Marketplace
- ACA Marketplace plans accepted
- No insurance
- Self-pay welcome. No one is denied access to services due to inability to pay
- Referral needed?
- Generally no — a pediatrician is a primary care provider
- Offices
- Same plans accepted at Miami, North Miami Beach and Plantation
- New patients
- Accepting new patients at all three offices
- To verify
- (305) 758-0591 — have the member ID and group number ready
Which Commercial Insurance Plans Are Accepted?
Aetna, Cigna, Blue Cross Blue Shield, UnitedHealthcare, Humana and AvMed are accepted at all three offices. Network participation varies by plan tier and employer group within every one of these carriers, so verification by member ID before the first visit is the only reliable check.
Aetna
Accepted at all three offices for well-child visits, sick visits, immunizations and physicals. Aetna Better Health Medicaid plans are also accepted.
CommercialMedicaid HMOVerify by member ID
Cigna
Accepted at all three offices. Cigna network participation is set by the employer group behind the plan, so two families holding Cigna cards can have different networks.
CommercialPPO & HMOVerify by member ID
Blue Cross Blue Shield & Florida Blue
Accepted at all three offices. BCBS operates as separate companies by state; out-of-state Blue plans are handled through the BlueCard program, which is worth confirming in advance.
Florida BlueBlueCardVerify by member ID
UnitedHealthcare
Commercial UnitedHealthcare plans are accepted, as are UnitedHealthcare Community Plan Medicaid products.
CommercialCommunity Plan
Humana
Accepted at all three offices, including Humana Healthy Horizons Florida Medicaid.
CommercialHealthy Horizons
AvMed
AvMed Health Plan is accepted. AvMed is Florida-based, so networks are regional — confirm the Miami-Dade or Broward office is in-network for your product.
Florida-basedRegional network
Does This Pediatrician Accept Florida Medicaid?
Yes. Florida Medicaid is accepted at all three offices, and new Medicaid patients are being accepted with no separate waitlist. Medicaid families use the same appointment system as everyone else, including the same-day sick visit slots held each morning.
Florida Medicaid is delivered through managed-care plans rather than directly, so the name on your child's card is usually a plan name rather than the word Medicaid. The plans accepted here include Sunshine Health, Simply Healthcare, Molina Healthcare and Wellcare.
Families told they earn too much for Medicaid often still qualify for coverage. Medicaid is one of four programs under Florida KidCare, alongside MediKids, Florida Healthy Kids and the Children's Medical Services Health Plan. Full detail is on the pediatrician that accepts Medicaid in South Florida page.
| Program | Who it covers | Accepted |
|---|---|---|
| Florida Medicaid | Children in families at the lowest income tier | Yes, all three offices |
| Florida KidCare | Umbrella program including MediKids and Healthy Kids | Yes |
| Sunshine Health | Medicaid managed-care plan | Yes |
| Simply Healthcare | Medicaid managed-care plan | Yes |
| Molina Healthcare | Medicaid managed-care plan | Yes |
| Wellcare | Medicaid managed-care plan | Yes |
| Tricare | Military families | Yes |
| ACA Marketplace | Plans purchased through healthcare.gov | Yes, varies by plan network |
What If My Child Has No Insurance?
Self-pay families are welcome at all three offices. Call before scheduling and staff will quote the visit cost up front, so there is no surprise at check-out. No one is denied access to services due to inability to pay.
Two things are worth knowing before you assume paying out of pocket is the only route.
First, many uninsured children in Florida qualify for coverage their families do not realise exists. Being turned down for Medicaid is not the end of the process — MediKids covers ages 1 to 4 just above the Medicaid threshold, and Florida Healthy Kids covers ages 5 to 18 for a low monthly premium. Office staff can point you to the right application.
Second, if coverage lapsed during redetermination, call anyway. Gaps of this kind are common and frequently resolve retroactively once the paperwork clears, meaning a visit during the gap may end up covered after the fact.
Cash-pay and self-pay families: ask about the cost of a well-child visit, a sick visit and a Florida school physical when you call, since these are priced differently. Knowing all three up front makes the year easier to plan.
Which Pediatric Services Does Insurance Cover?
Preventive pediatric care is covered at no cost to the family under most plans and under Florida Medicaid. Sick visits and some physicals may carry a copay depending on your plan.
| Service | Typically covered | Notes |
|---|---|---|
| Well-child visits and physical exams | Yes, preventive | Usually no copay on the AAP schedule |
| Immunizations | Yes, preventive | Full CDC schedule |
| Sick visits | Yes | Copay varies by plan |
| Florida school physicals | Usually | Covered by Medicaid; some commercial plans apply a copay |
| FHSAA sports physicals for student athletes | Usually | Some plans treat this as separate from the annual physical |
| Newborn care for South Florida babies | Yes | Add the baby to your plan within 30 days of birth |
| Pediatric telemedicine visits | Usually | Coverage varies by plan; confirm when booking |
| Developmental screening | Yes, preventive | At recommended ages |
How Do I Verify My Insurance Before the First Visit?
Call the office nearest you with the insurance card in hand. Verification takes a few minutes and is the single most reliable way to avoid a surprise bill later.
Have these four things ready
- Plan name exactly as printed on the card, not the carrier name alone
- Member ID and group number
- Subscriber's date of birth — the parent or guardian, not always the child
- Which office you plan to visit, since you can choose any of the three
The reason a carrier name alone is not enough: Aetna, Cigna, Blue Cross and UnitedHealthcare each run dozens of plan tiers with different provider networks. A practice can be in-network for one Cigna product and out-of-network for another. Only the member ID resolves it.
Once verified, complete the new patient forms ahead of the appointment and bring your child's immunization record and any records from a previous pediatrician. If you are choosing a practice for the first time, what to expect at a baby's first pediatric visit covers the rest.
The Same Plans Are Accepted at All Three Offices
One medical record across all three, so your child can be seen wherever is closest that day.
North Miami Beach
Jackson North Medical Plaza16800 NW 2nd Ave, Suite 308
North Miami Beach, FL 33169 Clinic in Jackson North Medical Plaza
Not sure which office to choose? Compare hours, neighbourhoods served and services at each kids doctor location in Miami, North Miami Beach or Plantation.
Insurance Questions Parents Ask
For more, see the full pediatric FAQ page.
Aetna is accepted at all three offices — Miami, North Miami Beach and Plantation. Aetna Better Health Medicaid plans are also accepted. Aetna runs many plan tiers with different networks, so call (305) 758-0591 with the member ID from your card and staff will verify your specific plan before the first visit.
Yes. Cigna is accepted at all three South Florida offices for well-child visits, sick visits, immunizations, school physicals and sports physicals. Cigna network participation is determined by the employer group behind the plan, so call with your member ID to confirm before scheduling.
Blue Cross Blue Shield plans, including Florida Blue, are accepted at all three offices. BCBS operates as separate companies by state and plan type, and out-of-state Blue plans run through the BlueCard program, so verification by member ID matters before the first visit.
Yes. UnitedHealthcare commercial plans are accepted at all three offices, as are UnitedHealthcare Community Plan Medicaid products. Call (305) 758-0591 to verify your specific plan.
Yes, at all three offices, including managed-care plans such as Sunshine Health, Simply Healthcare, Molina Healthcare and Wellcare. New Medicaid patients are being accepted with no separate waitlist, and Medicaid families use the same appointment system as everyone else. Full detail on the pediatrician that accepts Medicaid in South Florida page.
Self-pay families are welcome. Call to discuss visit costs before scheduling so there are no surprises. Staff can also explain Florida KidCare, which covers many children whose families earn too much for Medicaid. No one is denied access to services due to inability to pay.
Call the office nearest you with the card in hand. Staff need the plan name, member ID, group number and the subscriber's date of birth. It takes a few minutes and prevents a surprise bill. Verify before the appointment rather than at check-in.
Most plans cover both as preventive care, and Florida Medicaid covers both. Some commercial plans treat a sports physical as a separate service with a copay. Ask when you call. See Florida school physicals and FHSAA sports physicals for student athletes.
For most plans, no. A pediatrician is a primary care provider, so a referral is generally not required. Some HMO plans require the pediatrician to be listed as the assigned primary care provider on your member card, which staff can help arrange.
The same plans are accepted at all three offices. The Plantation office at 660 N. State Rd. 7, Suite 4 in Broward County can be reached at (954) 880-8399. All three share one medical record, so a child can be seen at whichever location is closest without a chart transfer.
Verify Your Plan Before You Book
Call with your insurance card and staff will confirm coverage in a few minutes.